Terms of Service

Last updated: August 9, 2025

These Terms of Service ("Terms") are a legally binding agreement between you and StartingIt, Inc. ("StartingIt," "we," "us," or "our"). By accessing or using our website, applications, and related services (collectively, the "Platform"), you agree to these Terms. If you do not agree, do not use the Platform.

1. Who We Are & Eligibility

StartingIt, Inc. is a Delaware corporation headquartered in the United States.

  • You must be at least 13 years old (or the age of digital consent in your jurisdiction, if higher)
  • If you are under 18, you represent that you have parent/guardian consent
  • The Platform is intended for individual entrepreneurs and businesses
  • You are responsible for ensuring your use complies with all laws applicable to you

2. What We Provide

The Platform provides:

  • Curated business ideas with market analysis
  • AI-generated business plans with comprehensive sections
  • Investor notes and insights on business plans
  • Community features ("StartingIt Together" chat) for eligible paid tiers
  • Educational content including tutorials and inspiration hub
  • Custom business plan requests
  • Advisory calls and priority support for higher tiers

We may modify or discontinue features at any time with reasonable notice.

3. Accounts & Security

You agree to:

  • Provide accurate, current information
  • Maintain the security of your credentials
  • Promptly update your information
  • Accept responsibility for all activity under your account
  • Notify us immediately of unauthorized use

We may refuse, suspend, or terminate accounts at our discretion for violations of these Terms.

4. Subscriptions, Credits & Payments

4.1 Plans & Auto-Renewal

Paid subscriptions are billed in advance on an annual auto-renewing basis until canceled. By subscribing, you authorize charges to your payment method for fees, taxes, and add-ons. You may cancel at any time; cancellation is effective at the end of your then-current billing term and does not entitle you to any refund or credit for partial periods.

To avoid charges for the next renewal term, you must cancel before the renewal date. We may send reminder notices where required by law.

4.2 Credit System

Subscription tiers include a stated number of plan download credits that reset on each annual subscription anniversary. Credits:

  • Are not legal tender and have no cash value
  • Are non-transferable
  • Do not roll over to the next period
  • Expire if you cancel or your subscription lapses

You may purchase additional plans individually when out of credits.

4.3 Pricing & Plans

For current subscription tiers, pricing, and included benefits, please visit our pricing page.

4.4 Refunds

All fees and charges are non-refundable and all purchases are final, including subscription fees, individual plan purchases, and custom plan requests, except where required by law.

5. Intellectual Property & AI

5.1 Our Intellectual Property

The Platform, software, templates, educational materials, and other content we provide are owned by StartingIt or our licensors and protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable license to access and use the Platform for your own business purposes.

5.2 Your Inputs

You retain ownership of content you submit. You grant StartingIt a worldwide, non-exclusive, royalty-free license to host, process, adapt, and display your inputs solely to provide, maintain, protect, improve, and secure the Platform and to comply with law.

5.3 AI-Generated Outputs

Subject to these Terms and applicable law, you own the outputs generated for you from your inputs. However:

  • Outputs may not be unique and may resemble content generated for others
  • We make no promises that outputs are accurate, complete, non-infringing, or fit for any particular purpose
  • You are solely responsible for reviewing, editing, validating, and using outputs
  • You should obtain professional advice as needed

5.4 Templates & Materials

Business plans are delivered as DOCX files generated from our templates. You receive a personal, non-transferable license to use the delivered files for your own business purposes. We retain ownership of our underlying templates, tooling, and know-how.

5.5 Model Training

We may use de-identified/aggregated usage analytics to improve the Platform. We will not use your non-public inputs or outputs to train models unless you opt in (where available) or agree separately in writing.

6. Acceptable Use

You will not (and will not allow others to):

  • Violate any laws or regulations
  • Infringe intellectual property, privacy, or publicity rights
  • Upload malware or attempt to bypass security measures
  • Access the Platform in a manner that degrades performance
  • Reverse engineer our services (except where permitted by law)
  • Scrape, crawl, or harvest content without written consent
  • Generate deceptive, fraudulent, or unlawful content
  • Upload confidential data you're not authorized to share
  • Misrepresent your identity or affiliation
  • Resell, share, or transfer your account or credits
  • Use the Platform for high-risk activities where failure could lead to death or injury

7. Community & Educational Features

7.1 StartingIt Together Community

If you post in community areas, you grant StartingIt a worldwide, non-exclusive, royalty-free license to use that content for operating and promoting the community. We may moderate or remove content that violates these Terms. Do not post confidential information.

7.2 Educational Content

Tutorials, the inspiration hub, templates, and video series are provided for informational/educational purposes only and do not constitute professional advice.

8. No Professional Advice

The Platform (including outputs and advisory calls) provides informational content only and does not constitute legal, financial, tax, accounting, or other professional advice. You are responsible for your decisions and for seeking qualified professional advice as needed.

9. Disclaimers

THE PLATFORM, CONTENT, AND OUTPUTS ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES. OUR TOTAL LIABILITY WILL NOT EXCEED THE AMOUNTS YOU PAID IN THE 12 MONTHS BEFORE THE CLAIM OR $100, WHICHEVER IS GREATER.

11. Indemnification

You agree to indemnify, defend, and hold harmless StartingIt, its officers, directors, employees, agents, and affiliates from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from your use of the Platform, violation of these Terms, or violation of any rights of another.

12. DMCA & Copyright

We respect intellectual property rights. If you believe content on the Platform infringes your copyright, please notify us at support@startingit.ai with:

  • Description of the copyrighted work
  • Location of the allegedly infringing material
  • Your contact information
  • A statement of good faith belief
  • A statement of accuracy under penalty of perjury
  • Your physical or electronic signature

13. Privacy

Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review it carefully.

14. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the Platform will cease immediately. You may cancel your subscription at any time through your account settings.

15. Modifications to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes via email or through the Platform at least 30 days before they take effect. Your continued use after the effective date constitutes acceptance of the modified Terms.

16. Export Compliance

You may not use or export the Platform in violation of U.S. export laws and regulations. You represent that you are not on any U.S. government list of prohibited or restricted parties.

17. Dispute Resolution

17.1 Informal Resolution

Before filing a claim, you agree to try to resolve disputes informally by contacting us atsupport@startingit.ai. We'll try to resolve disputes informally for 30 days from the date you contact us.

17.2 Binding Arbitration

PLEASE READ CAREFULLY: For any dispute not resolved informally, you and StartingIt agree to resolve it through binding arbitration in accordance with the American Arbitration Association's rules. Arbitration will be conducted in Delaware. Each party will bear its own costs. YOU WAIVE YOUR RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION.

18. Governing Law

These Terms are governed by the laws of the State of Delaware and the United States, without regard to conflict of law principles. The exclusive jurisdiction for any disputes not subject to arbitration shall be the state and federal courts located in Delaware.

19. Severability & Waiver

If any provision of these Terms is held invalid or unenforceable, the remaining provisions will continue in effect. No waiver of any term shall be deemed a further or continuing waiver of such term or any other term.

20. Entire Agreement

These Terms, together with our Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and StartingIt regarding the Platform and supersede all prior agreements and understandings.

21. Contact Information

For questions about these Terms or to report violations, please contact us at:

StartingIt, Inc.
Email: support@startingit.ai
Website: www.startingit.ai

By using StartingIt, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.